Is the roof inspection really free?

Yes. United Developers provides a free, no-obligation 24-hour roof inspection across Maryland, Virginia, and the DMV. You keep the full photo damage report whether or not you move forward.

Does homeowners insurance cover roof replacement?

If your roof has storm, wind, or hail damage, your insurance policy may cover a replacement, and your deductible is typically your out-of-pocket cost on an approved claim. United Developers documents the damage, provides a line-item estimate, and meets your adjuster on site — you stay in control of your claim.

What areas does United Developers serve?

We serve Maryland, Virginia, and the greater DMV, including Bethesda, Silver Spring, Rockville, Gaithersburg, Germantown, Potomac, Alexandria, Arlington, Fairfax, McLean, and surrounding communities.

Is United Developers licensed and certified?

Yes. United Developers is GAF Factory-Certified, A+ accredited with the BBB, and licensed (MHIC #111971, Virginia Class A). Family-owned and serving the DMV since 2005.

How long does a roof replacement take?

Most residential roofs are installed in a single day once the project is approved and scheduled, backed by a GAF limited lifetime material warranty and a 2-year workmanship warranty.

Do you offer financing?

Yes. Flexible financing is available, including $0-down plans on approved credit, so you can move forward without a large upfront cost.

DMV Storm Restoration Specialists · Since 2005

Storm-damaged roof in Maryland, Virginia or Pennsylvania? United Developers documents every bit of damage. On approved claims, you typically pay just your deductible.

Free 24-hour inspection with a full photo damage report — yours free. GAF-certified crews across Maryland & Virginia.

Photo damage report, usually same day — yours to keep, even if you never hire us We meet your insurance adjuster on-site and walk them through our photo report and estimate Free inspection and full photo report — no cost, no obligation, either way

Get My Free Inspection → See Your Roof From Space

★★★★★ 134+ reviewsA+ BBB AccreditedGAF Factory-CertifiedMHIC #111971 · VA #2705183185

FREE · NO OBLIGATION

Check if your home qualifies

Storm-damage inspection with photo report. Takes 30 seconds to book.

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Insurance Claims, Simplified

Storm damage? On an approved claim, your deductible is typically your out-of-pocket cost, as determined by your policy and carrier.

Most homeowners don't realize their policy already covers storm damage. We've guided hundreds of DMV families through the claim — start to finish.

1
Free inspection & photo report. We document every sign of hail and wind damage the right way.
2
We meet your adjuster on-site. We are on-site to answer questions so nothing legitimate gets overlooked. We do not negotiate or adjust your claim.
3
Approved & scheduled. We document the damage for you to submit to your insurer, and once approved we install — often in a single day.
4
You pay your deductible. On an approved claim, insurance typically covers the rest. Lifetime material + 2-year workmanship warranty.

Start My Free Claim Review →

United Developers crew — completed roofing project

extra out-of-pocket beyond your deductible on most approved storm claims.

GAF Factory-CertifiedEnhanced warranty eligibleA+ BBB AccreditedBetter Business Bureau4.9 ★ on Google134+ verified reviewsTAMKO ProCertified contractorOSHA-Trained CrewsCrew safety trainedMHIC #111971Licensed & bonded MD / VA · PA HIC Registered650+ ProjectsCompleted since 2005Find us on YelpIndependent reviewsGAF Factory-CertifiedEnhanced warranty eligibleA+ BBB AccreditedBetter Business Bureau4.9 ★ on Google134+ verified reviewsTAMKO ProCertified contractorOSHA-Trained CrewsCrew safety trainedMHIC #111971Licensed & bonded MD / VA · PA HIC Registered650+ ProjectsCompleted since 2005Find us on YelpIndependent reviews

The UD Zero-Risk Guarantee

Here's everything you get — and what happens if we're wrong.

Plenty of estimates are a walkthrough and a verbal number. Here's what a UD inspection actually includes, free: Here's what a UD inspection actually includes, free:

Full 40+ photo roof & exterior damage report — delivered same day, yours to keep
Line-item insurance-grade estimate — the same document adjusters use
On-site adjuster meeting — we present the evidence so nothing legitimate gets missed
GAF limited lifetime material warranty + 2-year workmanship warranty on every install

The inspection and report cost you $0. Period.

No inspection fee. No report fee. No "consultation" invoice. We're a roofing contractor — the only thing you ever pay for is roofing work you choose to hire us for. That's why we document everything properly the first time.

One more thing worth knowing: most policies give you a limited window after a storm to file. If hail or wind hit your area this year, the clock is already running.

Claim My Free Inspection →

Takes 30 seconds · No obligation · Keep the report either way

Insurance, in plain English

ACV, RCV, depreciation & your deductible — decoded

Storm-claim paperwork is full of jargon. Here's exactly what those words mean for your wallet — so you walk into your claim informed, not overwhelmed.

RCV

Replacement Cost Value

What it costs to replace your roof brand-new, today, at current local prices. The full job.

ACV

Actual Cash Value

RCV minus depreciation — the aged, used value of your roof at the moment of the storm. Your insurer pays this first.

Recoverable depreciation

The held-back amount

The gap between ACV and RCV. On an RCV policy your insurer releases it as a second check once the work is completed and verified.

Deductible

Your share

The set amount you agreed to pay on a claim. On most approved storm claims, it's your only out-of-pocket cost. By law we can never pay, waive, or rebate it.

How the money usually flows on an approved RCV claim

1 · First check (ACV)
Your insurer issues the actual cash value up front, minus your deductible.

2 · We complete the roof
Installed to code by GAF-certified crews, documented with photos.

3 · Second check (depreciation)
Once verified, the recoverable depreciation is released to finish the job.

4 · You pay your deductible
That's typically your only out-of-pocket cost.

We're your contractor, not a public adjuster: we document the damage, meet your adjuster on site, and work directly with your insurer. We never negotiate or file the claim for you and we never promise approval — that's the carrier's decision. Every policy differs; check yours.

Get a Free Claim-Ready Inspection →

Loved by DMV Homeowners

134 neighbors. 4.9 stars. One trusted crew.

Real results from real homeowners across Maryland & Virginia — most paid only their deductible.

★★★★★4.9· 134 Google reviews · A+ BBB Accredited

★★★★★

"If you're looking for a company you can truly trust, look no further. This team is the real deal — they deliver on every promise they make, and their professionalism shines through in every aspect of their work."

RHRobert HenryVerified Google review

★★★★★

"Legitimately excellent. If your roof qualifies to be replaced due to storm damage, go with United Developers. Anthony was with me every step of the way — through the claims process and after the install."

AGAlex GrayStorm claim · Verified Google review

★★★★★

"United Developers replaced the roof on our home in Clarksburg due to hail — in one day. Shaw walked me through the whole insurance claim process. A smooth and efficient experience."

SRSilvia ReyesClarksburg, MD · Verified Google review

★★★★★

"I can't speak highly enough of United Developers. They did an amazing job dealing with a difficult insurance company and fixing our home at very little cost to us. Our house looks beautiful."

MNMaryam NozaryLocal Guide · Verified Google review

134 Google Reviews
Read them all — or leave yours United Developers on Yelp
Independent customer reviews

Where We Work

Proudly serving the entire DMV

Based in Wheaton/Silver Spring and Alexandria, we cover Montgomery County, Northern Virginia, and Pennsylvania.

Gaithersburg 20877Silver SpringWheatonBethesdaRockvilleGermantownPotomacAlexandriaArlingtonFairfaxPennsylvania

Not sure if storm damage hit your area?

Drop your ZIP — we'll check recent hail & wind events and send a free inspection.

By the work we did

5-star reviews across every service

Swipe through what DMV homeowners say — sorted by the job we did for them.

Roof Replacement

★★★★★

"Full tear-off and new architectural roof done in a single day. The crew was buttoned-up and the cleanup was spotless — you'd never know they were here."

Robert Henry

Verified Google review

Storm & Insurance

★★★★★

"They guided me through the whole claims process and met my adjuster on site. The install was done in a day. Could not have done it without them."

Alex Gray

Verified Google review

Roof Repair

★★★★★

"Had a stubborn leak two other companies couldn't find. UD traced it to the flashing, fixed it same week, and it's been bone dry since."

Philip Yu

Verified Google review

Siding

★★★★★

"New fiber-cement siding completely transformed the house. Crew was meticulous around the windows and trim. Neighbors keep asking who did it."

Silvia Reyes

Verified Google review

Gutters

★★★★★

"Seamless gutters and guards — no more overflow on the corner that used to flood the flower bed. Clean install, fair price."

Maryam Nozary

Verified Google review

Windows

★★★★★

"Replaced every window on the second floor. The house is quieter and warmer already. Professional from quote to cleanup."

Terence Lew

Verified Google review

Read all 134 reviews →